Letters

Letters 10-27-2014

Paging Doctor Dan: The doctor’s promise to repeal Obamacare reminds me of the frantic restaurant owner hurrying to install an exhaust fan after the kitchen burns down. He voted 51 times to replace the ACA law; a colossal waste of money and time. It’s here to stay and he has nothing to replace it.

Evolution Is Real Science: Breathtaking inanity. That was the term used by Judge John Jones III in his elegant evisceration of creationist arguments attempting to equate it to evolutionary theory in his landmark Kitzmiller vs. Dover Board of Education decision in 2005.

U.S. No Global Police: Steven Tuttle in the October 13 issue is correct: our military, under the leadership of the President (not the Congress) is charged with protecting the country, its citizens, and its borders. It is not charged with  performing military missions in other places in the world just because they have something we want (oil), or we don’t like their form of government, or we want to force them to live by the UN or our rules.

Graffiti: Art Or Vandalism?: I walk the [Grand Traverse] Commons frequently and sometimes I include the loop up to the cistern just to go and see how the art on the cistern has evolved. Granted there is the occasional gross image or word but generally there is a flurry of color.

NMEAC Snubbed: Northern Michigan Environmental Action Council (NMEAC) is the Grand Traverse region’s oldest grassroots environmental advocacy organization. Preserving the environment through citizen action and education is our mission.

Vote, Everyone: Election Day on November 4 is fast approaching, and now is the time to make a commitment to vote. You may be getting sick of the political ads on TV, but instead, be grateful that you live in a free country with open elections. Take the time to learn about the candidates by contacting your county parties and doing research.

Do Fluoride Research: Hydrofluorosilicic acid, H2SiF6, is a byproduct from the production of fertilizer. This liquid, not environmentally safe, is scrubbed from the chimney of the fertilizer plant, put into containers, and shipped. Now it is a ‘product’ added to the public drinking water.

Meet The Homeless: As someone who volunteers for a Traverse City organization that works with homeless people, I am appalled at what is happening at the meetings regarding the homeless shelter. The people fighting this shelter need to get to know some homeless families. They have the wrong idea about who the homeless are.

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The candidates & public welfare

John Freeman - October 13th, 2008
Everybody is struggling with the high cost of health care. As health insurance premiums rise relentlessly, many individuals and businesses can no longer afford it or provide it.
There are 1.1 million people without health insurance in Michigan and countless others are “under-insured.” Their coverage doesn’t cover that much. It’s difficult for American business to provide health care when so many global competitors do not, because their home countries provides it.
Health Care for America (HCAN) is a new organization that is bringing people together to discuss what can be done to solve the problem. The goal of the campaign is to discuss what kind of reform makes sense and how we can build political support for moving national legislation in 2009. We are holding a community meeting on October 24 at 7 p.m. at the Unitarian Universalist Congregation, 6726 Center Road, Traverse City, to discuss health care and what can be done to reform it in 2009.

CANDIDATE DIFFERENCES
With both Barack Obama and John McCain talking about health care, it provides an opportunity to discuss and compare the candidates‘ positions. Voters can then make up their own mind as to which proposal makes sense and which candidate deserves their support.
When we look at the positions of the candidates, the differences could not be more striking.
McCain wants to radically change how we treat employer-paid health care. Right now, if you receive health care from the company you work for, it’s viewed as a “benefit.” McCain wants to change the law so that health care a company pays for is viewed as “income” to employees. These employees would then have to pay taxes on their health care benefits.
The cost of a typical plan provided by an employer is $12,106, of which an employer pays $8,824, and the worker pays the remaining $3,282 (deductibles, co-pays, etc.). The median household income is $44,389, which places most Americans in the 15 percent income tax bracket. McCain wants to add the employer’s cost – an additional $8,824 – to that middle income family’s income, then tax it. The hit to an average family is 15% of that $8,824, for an additional $1,323 in income taxes.
McCain does say that he wants to provide a $5,000 tax credit for families and $2,500 for individuals to help pay for health insurance. But this only applies if you buy insurance on your own in the private insurance market. It will not apply if you continue to get insurance where you work -- you will be stuck paying $1,323 in higher taxes.
McCain’s goal is to get families out of employer-paid health coverage and into the private insurance marketplace. But this would force millions of Americans into the most expensive private insurance system, the “non-group” market, where cost sharing is high and covered services are limited. People would lose benefits they have now under the employer-based system.

OBAMA‘S OPTION
Barack Obama’s proposal is to build upon the strengths of the current system and fix what isn’t working. If a person or business prefers their current private insurance plan, then they could keep it under Obama’s proposal. Nothing would change. But, if you don’t like your current plan, or you can’t afford insurance in the private insurance market, you would then have the option of joining a “public health insurance plan” created by Obama‘s administration. This plan would offer insurance similar to Medicare.
The advantage of public insurance is that premiums will be significantly lower because administration costs are much less and there isn’t a tacked-on profit component. Medicare is public insurance for seniors that is very popular and is very cost effective. Studies have shown that administrative costs for Medicare is three-to-four percent as compared to private sector insurance, where administrative costs run from 25-to-40 percent on every health care dollar spent.
Creating a public insurance option and giving people and business a choice on where to purchase health insurance will create real competition in the marketplace, which will drive down the cost of insurance.
Reducing the high cost of health care is critical because recent census data shows that when adjusted for inflation, employees in 2007 are making less money than they were in 2000. So at a time when workers are making less money, the cost of health care keeps going up, which is why every year more people go without health insurance.
And this brings us back to why we have a health care crisis in this country that must be addressed in 2009.
We welcome everybody to attend our community meeting. The meeting is free and all welcomed. Light refreshments will be served. HCAN want to hear what your experience has been with health care and what can be done to fix it.

John Freeman is the Michigan state director of Health Care for America Now (HCAN) and a former Michigan State Representative from 1993 – 1998, representing, Madison Heights, Royal Oak and Hazel Park.
 
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