Seek Medicare for all
The United States, the wealthiest country on earth, is the only
industrialized nation that has not accepted the moral imperative to
provide health care for all of its citizens.
Because we havent, tens of thousands of Americans die each year, our
infant mortality rate is double that of the other industrialized
nations, thousands of uninsured people rely on hospital emergency
departments for care which could be delivered better in an office
setting at lower cost, and overwhelming health care costs are the
leading cause of personal bankruptcy.
We have experience with various plans; private health insurance with
overhead costs exceeding 25%, HMOs and PPOs with designated care
providers, tax-supported government run systems such as military and
veterans clinics and hospitals, and Medicare. Medicare is a
single-payer government insurance plan, not a government run
(socialized) health care system. It relies on a separate private
health care delivery system, allows free choice of physicians and
hospitals, has no restrictions for pre-existing conditions and has
overhead costs of less than 5%.
There is no free lunch and no free health care. We pay twice as much
as other industrialized nations for health care and receive less in
return. But if Medicare was available to all citizens (a single-payer
option), the purchasing power could dramatically decrease drug and
medical provider costs. And if individuals or employers paid their
premiums or taxes (different names; same money) to a system such as
Medicare rather than for private insurance, savings from lower
overhead costs alone would be enormous. We could have high quality
care and add nothing to the national debt.
If you like your present insurance coverage, keep it. But if you want
good care for all of our citizens at lower cost, encourage your
congressmen to insist on a single-payer option.
William R. Olsen M.D. Northwest Michigan Cares