Dominic R. Sondy
Monday, September 28, 2009
An overdraft nightmare
Other Opinions
An overdraft nightmare
By Dominic R. Sondy 9/28/09
I’ve found that it is a good idea to check my bank accounts on-line every day. I have to look because there are some aspects of modern banking that I cannot seem to grasp. An example would be: Why are deposits some kind of shimmering illusion, floating in electronic limbo for days, while debit purchases are firm reality instantly?
Since the logic of this eludes me, it’s more than a good idea that I check daily. Checking means that I’m less likely to accidentally violate some arbitrary bank rule.
I skipped August 24 and didn’t log-on until late in the day on Tuesday August 25, 2009. That was the day I discovered $200 in Non-sufficient funds fees had been applied to our personal checking account. My wife and I had to talk with Mandy.
By Dominic R. Sondy 9/28/09
I’ve found that it is a good idea to check my bank accounts on-line every day. I have to look because there are some aspects of modern banking that I cannot seem to grasp. An example would be: Why are deposits some kind of shimmering illusion, floating in electronic limbo for days, while debit purchases are firm reality instantly?
Since the logic of this eludes me, it’s more than a good idea that I check daily. Checking means that I’m less likely to accidentally violate some arbitrary bank rule.
I skipped August 24 and didn’t log-on until late in the day on Tuesday August 25, 2009. That was the day I discovered $200 in Non-sufficient funds fees had been applied to our personal checking account. My wife and I had to talk with Mandy.
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